Personal Finance · Raphael Uzor

Liabilities
to Assets

Moving From Consumption to Investment,
Dependence to Ownership

The personal finance book that tells you the truth about building wealth — and shows you exactly what it looks like from the inside.

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About the Book

Most personal finance books tell you what to do. This one shows you what it actually looks like — the decisions, the trade-offs, and the slow, unglamorous work of turning consumption into ownership.

Written from two decades of building across multiple income streams, Liabilities to Assets is not theory. It is a ground-level account of what it means to stop depending on a single source of income and start building something that compounds.

If you have ever felt like your money disappears no matter how much you earn, this book was written for you.

Inside the Book

What you will
walk away with

Raphael Uzor, author of Liabilities to Assets

Raphael Uzor

About the Author

Raphael
Uzor

Engineer · Marketing Executive · Author

Raphael Uzor started as an engineer and spent two decades making his way across industries, roles, and income streams — learning, often the hard way, what it means to build something that lasts.

Today he works as a marketing executive, raises two children as a single father, and draws on more than twenty years of first-hand experience to write about personal finance the way it actually works: complicated, non-linear, and entirely possible.

Liabilities to Assets is his first book. It is the guide he wished he had at the start.

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